Credit cards offer a convenient way to make purchases, but they can also be a great way to earn cashback rewards on your spending. In this article, we’ll provide you with an in-depth analysis of the top 10 credit cards for cashback rewards, including their features, fees, and benefits.
- Chase Freedom Unlimited
The Chase Freedom Unlimited card offers 1.5% cashback on all purchases, with no annual fee. It also offers a signup bonus of $200 after you spend $500 within the first 3 months of account opening. This card is a great option for those looking for a simple and straightforward cashback rewards program.
- Citi Double Cash Card
The Citi Double Cash Card offers 2% cashback on all purchases – 1% when you make a purchase, and an additional 1% when you pay your bill. This card has no annual fee and offers a long 0% APR intro period on balance transfers. It’s a great option for those looking for a high cashback rate and a low-interest rate.
- Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card from American Express offers up to 6% cashback on select categories, including groceries, streaming services, and transit. It also offers a signup bonus of $300 after you spend $3,000 within the first 6 months of account opening. This card does have an annual fee of $95, but the cashback rewards can more than make up for it.
- Discover it Cash Back
The Discover it Cash Back card offers 5% cashback on select categories that change every quarter, up to a quarterly maximum. It also offers 1% cashback on all other purchases. Discover will also match all the cashback you earn in your first year as a cardholder. This card has no annual fee and is a great option for those looking for rotating bonus categories.
- Capital One Savor Cash Rewards Credit Card
The Capital One Savor Cash Rewards Credit Card offers 4% cashback on dining and entertainment, 2% cashback at grocery stores, and 1% cashback on all other purchases. It also offers a signup bonus of $300 after you spend $3,000 within the first 3 months of account opening. This card does have an annual fee of $95, but the cashback rewards can make it worth it for frequent diners and entertainment seekers.
- Bank of America Cash Rewards Credit Card
The Bank of America Cash Rewards Credit Card offers 3% cashback on a category of your choice, 2% cashback on groceries and wholesale clubs, and 1% cashback on all other purchases. It also offers a signup bonus of $200 after you spend $1,000 within the first 90 days of account opening. This card has no annual fee and is a great option for those looking for a customizable cashback rewards program.
- Wells Fargo Propel American Express Card
The Wells Fargo Propel American Express Card offers 3% cashback on dining, gas, rideshares, and transit, as well as on travel and streaming services. It also offers a signup bonus of 20,000 points (which can be redeemed for $200 in cashback) after you spend $1,000 within the first 3 months of account opening. This card has no annual fee and is a great option for frequent travelers.
- Amazon Prime Rewards Visa Signature Card
The Amazon Prime Rewards Visa Signature Card offers 5% cashback on all purchases made on Amazon.com and Whole Foods Market, as well as 2% cashback at restaurants, gas stations, and drugstores, and 1% cashback on all other purchases. It also offers a signup bonus of $
